Personal Credit Card
Whether you’re looking for a card with rewards options or no annual fee, we have the right card for you.
Three Credit Cards to Choose From
We make it easy to choose the credit card that is right for you:
• Visa® Classic
• Visa ® Platinum
• Gold MasterCard®
All three cards are available in two options: Low Rate Card or Preferred Points Card. These cards are accepted worldwide at businesses, financial institutions, and ATMs.
Low Rate Card
Benefits
• Short, easy-to-complete application• Lower interest rate/annual percentage rate (APR)
• 24-hour toll-free live customer assistance available at 1-800-367-7576
• Online account information available 24/7 at www.cardaccount.net
• Rental car collision damage waiver protection
Features
• 25-day interest-free grace period on all purchases. No grace period on cash advances.• Cash advances can be made for up to 50% of the credit line.
Fees
• No annual fee• Other fees that may be charged, if applicable are: an overlimit fee, late fee, NSF fee, agent assisted pay-by-phone fee, cash advance fee, and balance transfer fee. These are listed on the downloadable application.
Preferred Points Card
Benefits
• Use your Preferred Points Card to earn points that you can redeem for cash-back awards, retail gift cards, travel, and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, and more. A brochure with more details is available at any of our banking locations.• Short, easy-to-complete application
• 24-hour toll-free live customer assistance available at 1-800-367-7576
• Online account information available 24/7 at www.cardaccount.net
• Rental car collision damage waiver protection
Features
• 25-day interest-free grace period on all purchases. No grace period on cash advances.• Cash advances can be made for up to 50% of the credit line.
• To view or redeem rewards points, visit www.mypreferredpoints.com or call 1-866-678-5191.
Fees
• No annual fee• Other fees that may be charged, if applicable are: an overlimit fee, late fee, NSF fee, agent assisted pay-by-phone fee, cash advance fee, and balance transfer fee. These are listed on the downloadable application.
Yes, I Want to Apply!
• Apply now. Download the PDF of the application.• Then you can type the information and print it off (cannot save so print an extra copy for yourself) or print it off and complete it using a blue or black pen. Paper applications are also available at Elk Grove Village Bank and Trust.
• Fax your completed application to our credit card processor at 972-650-7054.
• Or mail your completed application to:
Card Services
P.O. Box 569120,
Dallas, TX 75356-9120.
Please see application for information about current APRs.
