Checking and NOW Accounts

We offer many kinds of personal Checking and NOW Accounts.

Non-interest bearing checking accounts:

• Free Checking

• Platinum Preferred Checking

• College Checking Account

Interest bearing NOW accounts:

• Interest Checking Account

• Advantage Checking

• SingleSolution Account

Checking Accounts—Features and Benefits

All checking accounts offer

• NO ANNUAL FEE ATM or MasterCard® debit card

• Free access to SUM and MoneyPass ATMs in the Chicagoland area

• First order of specialty checks free

• FREE On-line Banking and TeleBank 

• FREE Bill Pay

• FREE Quicken and Microsoft Money download capabilities

Free Checking

• May be opened with an initial deposit of $100.00

• There is no daily minimum balance requirement and no monthly fee¹

• No limit to the number of checks that may be written per month and there are no charges per check written

College Checking

• May be opened with an initial deposit of $100.00

• There is no monthly minimum balance to be maintained and no monthly fee¹

• No limit to the number of checks that may be written per month and there are no charges per check written

• Available to students between the ages of 18 and 24

• More details

Platinum Preferred Checking

• May be opened with an initial deposit of $100.00

• No daily minimum balance and no monthly fee¹

• Special enlarged check images

• FREE imaged checks with CheckManager Plus®

• No limit to the number of checks that may be written per month

• No charge per check written

• Available to customers age 50 or older

 

NOW Accounts—Features and Benefits

Interest Checking Account

• An interest-bearing checking account

• May be opened with an initial deposit of $100.00

• No monthly fee with minimum balance of $500. If the minimum balance is not maintained, a monthly fee of $10 will apply.¹

• FREE imaged checks with CheckManager Plus®

• No limit to the number of checks that may be written per month

• No charges per check written

Advantage Checking

• Bonus interest rate when three qualifications met

• Free ATM usage nationwide** when qualifications met

• Monthly Qualifications are:

  • 12 Debit Card Transaction

  • Access Online Banking

  • One Direct Deposit or Online Payment

• Minimum of $100 to open, no minimum balance must be maintained

SingleSolution Checking Account

• Attractive tiered rate interest bearing checking

• Minimum deposit of $5000 required to open the account

• No monthly fee with minimum balance of $5,000. If the minimum balance is not maintained, a monthly fee of $10 will apply.¹

• FREE imaged checks with CheckManager Plus®

• No limit to the number of checks that may be written per month

• No charges per check written

• FREE Cashier's Checks, Money Orders and Traveler's Checks

• Overdraft protection with no annual fee for the first year (subject to credit approval)

  Easy To Open These Accounts

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Overdraft protection also available.

Learn more about protecting your Checking Account

Click here for more information.

 

¹Penalty fees, such as overdraft charges, inactivity fees and dormancy fees, and fees for special services may apply.  2. While supplies last.

No daily minimum balance and no monthly fee¹

**ATM fees will be refunded at the end of the statement cycle when qualifications are met.