Savings Accounts

Our FDIC-insured Savings Accounts are variable-rate interest-bearing accounts:

Statement Savings Account—Features & Benefits

  • Minimum Daily Balance requirement of only $200¹

  • Interest is compounded daily and paid quarterly

  • No Annual Fee ATM or MasterCard® Debit Card²

  • Statements conveniently combined with your monthly checking statement OR sent quarterly

  • Transfer funds as needed to your checking account with FREE  TeleBank or FREE online banking

  • Savings transfer overdraft protection at only $3.00 per transfer

  • Check out our Savings Deposit Rates

Junior Savers Club® Account—Features & Benefits

The Junior Savers Account is a Savings Account designed to teach children and young adults ages 0 to 18 the rewards of saving. The benefits of a Junior Savers Club Account are:

  • No minimum balance and no service fees

  • A deposit of $100 is required to open this account

  • Interest is compounded daily and paid quarterly

  • A free piggy bank to remind them that it pays to save every little bit!

  • Our exclusive "Treats Dollars" gift certificate each time the account balance exceeds its previous high balance by $100

  • Junior Savers are eligible for a number of other fun benefits

  • This account will convert to a Statement Savings account when the account holder turns 18

  • Check out our special Junior Savers Deposit Rates

Learn more about our Junior Savers special events.

It's Easy To Open These Accounts

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers.

¹If the balance falls below the minimum daily balance, the account will be changed a $5 service for the quarter that the minimum balance is not maintained.  The account will also not earn interest for the time that the balance is below the minimum daily balance.  ²MasterCard debit cards are only available when a companion checking or NOW account is open.