Deposit Rates

NOW Account, Money Market and Savings Rates

Rates As Of: 07/01/2008

Deposit Rates
Account Type	From	To	Interest Rate	APY*
Interest Checking Account	$0	and up	.25%	.25%
Statement Savings Account	$0	$199	0%	0%
	$200	and up	1.24%	1.25%
Junior Savers Savings	$0	and up	1.24%	1.25%
SingleSolution Checking Account	$0	$4,999	0%	0%
	$5,000	$24,999	0.60%	0.60%
	$25,000	$49,999	1.09%	1.10%
	$50,000	$99,999	1.74%	1.75%
	$100,000	and up	2.08%	2.10%
Money Market	$0	$9,999	0.60%	0.60%
	$10,000	$49,999	1.49%	1.50%
	$50,000	$99,999	1.98%	2.00%
	$100,000	and up	2.23%	2.25%

 *Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are subject to change. Fees may reduce earnings.

 Fixed Rate Certificates of Deposit

Rates As Of: 07/01/08

Regular Rate
Term	From		Interest Rate	APY
3 Months	$2,500+		1.49%	1.50%
6 Months	$2,500+		2.23%	2.25%
12 Months	$2,500+		3.25%	3.30%
18 Months	$2,500+		3.68%	3.75%
24 Months	$2,500+		3.68%	3.75%
36 Months	$2,500+		3.15%	3.20%
48 Months	$2,500+		3.15%	3.20%
60 Months	$2,500+		3.15%	3.20%

Fixed Rate Certificates of Deposit - Specials¹

Term	From		Interest Rate	APY
12 Months	$2,500 +		3.25%	3.30%
18 or 24 Months	$2,500 +		3.68%	3.75%

Listed above are Interest Rates and Annual Percentage Yields (APY) accurate as of the date listed above. We may impose a penalty if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. Penalty may reduce earnings. The minimum balance required to open a Certificate of Deposit is $2,500.00 unless otherwise stated. Rates shown above are subject to change. Fees may reduce earnings. Please call a personal banker for additional information.

*APY=Annual Percentage Yield **Some transaction limitations apply see a personal banker for more details ***If below the minimum balance, a $10.00 fee will apply.

¹Deposits of new money only

For current rate information call (847) 364-0100.